How to Declutter Your Wallet
It is incredible how much we can accumulate in our wallets and our purses in one week. Five items play a part in and are the significant contributors to the clutter in our wallets, Credit card and debit cards, business cards, notes, and appointment cards, and the two worst offenders, Purchase receipts and loyalty cards. Eliminating and organizing these five items each week will help keep your wallet light and slim; it will also help you be more organized.
Five Items to Declutter from Your Wallet
- Credit cards and debit cards
- Business cards
- Purchase receipts and atm bank receipts
- Loyalty cards
- Notes and appointment cards
Steps to Clear the Clutter
Step one – Credit Card and Debit Cards, go through your credit cards and take out any card the has expired. Ideally, you should not be carrying more than 2 or 3 credit cards, but let’s be realistic; we all will bring way more than that. I do not carry more than six cards, plus I have all my cards, including the ones I have in my wallet in a digital wallet on my phones. Why carry them at all, you ask? Because more than once, the system at any particular vender has not been working, and it is better to have a back up than to have to leave without your purchase. My Current wallet has eight card slots, and I use one for my Driver’s License, one for my insurance health card, and the others are for my credit cards and my debit cards. I do recommend that you use an RFID wallet to protect your cards and ID. The best way to discard your credit card and debit cards is to use a shredder, the one I have been using for the past three years is the AmazonBasics 12-Sheet High-Security Micro-Cut Paper, CD, and Credit Card Shredder. A shredder is the most effective and efficient way to dispose of any document that contains your personal information; it is one of the best ways to protect yourself from identity theft.
Step two – Business cards, take out all business cards, and input the information into your phone’s contacts list and throw away the card. If you really must keep the card, then I suggest you use a Business Card Holder Book to keep them in.
Step three – Purchase Receipts and atm receipts, throw them away unless it is essential to keep for any particular reason such as taxes, business expenses, warranty, or if you might need it to return the item, etc. If you must keep it, then the best way to do so would be to file it away or better still use my method and scan it into your computer. But definitely take it out of your wallet. I use my Printer to scan all business and household documents, including receipts, into my digital filing system on my computer.
Step four – Loyalty cards, the best way to deal with loyalty card is to use an app on your phone to digitize and store them, this way you will always have the card with you when you need it, and it will not be adding bulk to your wallet. The one I use is Mobile-Pocket Loyalty Cards; there are a few different ones you can find them in the app store on your smartphone. Ok, But what if you do not have a smartphone or are not tech-savvy, Then I would suggest using a separate RFID card wallet to store the loyalty cards.
Step Five – Notes and Appointment cards; these two are simple to deal with. Take out the appointment card and input the information into your calendar, then throw them out. Notes should also be thrown out; if the note pertains to some action, you have to take then place the information into your calendar. If the note is someone’s contact information, then add it to your contact list on your phone once you have dealt with the contents of the note trash it.
How to keep your wallet decluttered
Decluttering my wallet and my purse is a weekly task for me. On Fridays, during my morning routine, I take my daily 15 minutes allotted declutter time and apply it to cleaning them out. This helps me keep a clutter-free and minimized wallet. It helps me stay organized because I take steps to add all the information that I have gathered during the week into systems that do not have the potential to let information get lost and makes it simpler to find it when I need it.
To Sum Up
The best way to keep a minimized and clutter-free wallet is to make this routine a weekly habit. Lastly, cleaning out your wallet weekly should be a must for anyone that carries their wallet in their back pocket, talking about the guys here. Sitting on a bulky wallet while it is in your back pocket can be aggravating back pain and sciatica.
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